Exceptions to the Prohibition on the Purchase of Residential Property by Non-Canadians | 非加拿大居民购房禁令例外

The Prohibition on the Purchase of Residential Property by Non-Canadians Act restricts most non-Canadians from buying residential property in Canada. However, the Act and its Regulations outline several important exceptions, ensuring that certain individuals and types of property can still participate legally in the housing market.

The Act and Regulations provide exceptions, including for the following persons:

Temporary residents studying in Canada, if they:

• are enrolled in a program of authorized study at a designated learning institution as defined in the Immigration and Refugee Protection Regulations, and
• have filed income tax returns for each of the 5 taxation years preceding the year in which the purchase was made, and
• have been physically present in Canada for a minimum of 244 days in each of the 5 calendar years preceding the year in which the purchase was made, and
• have not previously purchased a residential property in Canada while the prohibition is in effect, and
• purchase a property for a price not exceeding $500,000

Temporary residents working in Canada, if they:

• hold a valid work permit or are authorized to work in Canada, and
• have 183 days or more of validity remaining on their work permit or work authorization at time of purchase, and
• have not previously purchased a residential property in Canada while the prohibition is in effect

Refugees, if they:

• have been given refugee protection or are a protected person under the Immigration and Refugee Protection Act

Refugee claimants and individuals fleeing international crises, if they:

• have made a claim for refugee protection in accordance with the Immigration and Refugee Protection Act, if that claim has been found eligible and referred to the Refugee Protection Division; or
• have received temporary resident status in accordance with the Immigration and Refugee Protection Act based on humanitarian public policy considerations to provide a safe haven to those fleeing conflict

Accredited members of foreign missions in Canada, if they:

• hold a passport that has a valid diplomatic, consular, official, or special representative acceptance issued by the Chief of Protocol of Canada

Non-Canadians spouses and common-law partners, if they:

• purchase residential property in Canada with their spouse or common-law partner who is a Canadian citizen, a person registered under the Indian Act, a permanent resident or a non-Canadian for whom the prohibition does not apply.

Section 35 Rights – Indigenous People and Communities
The Regulations clarify that the prohibition doesn’t apply if it conflicts with the rights recognized and affirmed by Section 35 of the Constitution Act, 1982.

Section 35 recognizes and affirms the existing Indigenous and treaty rights of Indigenous peoples of Canada. These may include ownership rights to land, rights to occupy and use lands and resources, land to be set aside for First Nation use only, self-government rights and cultural and social rights.

The information provided on this page is for general informational purposes only and does not constitute legal, tax, or professional advice. You should consult a qualified lawyer, accountant, or other professional advisor before making any real estate or investment decision.

Some of the content on this page is derived from the official website of the Canada Mortgage and Housing Corporation (CMHC): “Prohibition on the Purchase of Residential Property by Non-Canadians Act”

Non-Canadians Act限制大部分非加拿大居民购房，但法律及其规例中设有若干例外情况，使特定人士和特定类型物业仍可合法购房。

在加拿大学习的临时居民

符合条件的学生需满足以下条件：

• 就读于指定学习机构的授权课程。
• 在过去 5 个纳税年度均已提交报税表。
• 在过去 5 个日历年度中，每年在加拿大实际居住至少 244 天。
• 未曾购买过加拿大住宅物业。
• 购买物业价格不超过 50 万加元。

在加拿大工作的临时居民

符合条件的工作人士需满足以下条件：

• 持有效工作许可或获得在加拿大工作的授权。
• 在购房时，工作许可或工作授权有效期至少剩余 183 天。
• 在禁令生效期间未曾购买过加拿大住宅物业。

难民及国际危机受影响人士

禁令不适用于：

• 根据Immigration and Refugee Protection Act获得保护的难民。
• 难民申请人，其申请已被认定为合格并移交难民保护部门审理。
• 根据人道或公共政策原因获得临时居民身份，以提供安全庇护的人士。

在加拿大的外国使团认可成员

持有加拿大首席礼宾官认可的外交、领事、官方或特别代表护照的人士可免除限制。

非加拿大籍配偶或同居伴侣

非加拿大居民可与以下配偶或同居伴侣共同购房：

• 加拿大公民
• Indian Act登记人士
• 永久居民
• 或其他不受禁令限制的非加拿大居民

第 35 条权利 — 原住民及社区

如果禁令与《1982 年宪法法案》第 35 条承认的原住民权利冲突，则不适用禁令，包括：

• 原住民土地和资源的所有权或占用权
• 专为原住民保留的土地
• 自治权、文化及社会权利

本页面所载内容仅供一般信息参考，不构成法律、税务或其他专业意见。在作出任何房地产交易或投资决定前，请务必咨询具备相关资质的律师、会计师或专业顾问。

本页面部分信息来源于加拿大按揭及房屋公司（Canada Mortgage and Housing Corporation, CMHC）官方网站文章：
“Prohibition on the Purchase of Residential Property by Non-Canadians Act”